When you decide to remortgage, or refinance your home mortgage, there are many important factors you need to consider. Refinancing may lower your mortgage payments, but it also may cost you, depending on your unique situation.

I put together a few resources that can help you decide if refinancing is right for you, and I'm hoping soon to make this site an entire directory of tools, tutorials, and specialists. It's very important that you make sure you do your studying before you jump into something of this magnitude.

Here's a few great resources to get you started:

How to refinance your home mortgage at About.com - Excellent resource explaining exactly what you need to know when you plan on refinancing your home mortgage.

Refinance Calculator at bankrate.com - Learn if you'll save money or lose money by refinancing.

Home Refinancing with eloan.com - Search rates, tools and calculators, and frequently asked questions about refinancing.

Abbey Remortgages - A totally independent company, with a search system that covers all of the leading financial sources in the U.K., including all of the main banks and mortgage providers, to find the best deal available from the whole market.

Raise Capitol by Remortgage - Some useful information about remortgaging in the U.K.